How to Climb Up the CHARGE CARD LADDER in 2021 …

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Hey credit warriors invite to the video and I understand everybody likes our charge card tier list videos, where we reveal you how to climb up the charge card ladder, how to go from being a typical joe with your capital one Platinum card to being a genuine baller with your Amex Platinum.

Wait, why are they both called platinum? Anyhow, in this video I am going to offer you an upgraded tier list for 2021 and after that we will go through a couple of particular techniques on how you must go up the charge card ladder this year and likewise something you require to keep an eye out for to ensure you do not get screwed from getting optimal worth out of your points. And ideally you can get to the extremely leading of the tier list.

Bat card

That a person is invite just, you most likely can’t get it.

Upgraded tier list

Tier 1 Credit home builder cards, Safe cards, cost harvester cards, no yearly charge
E.g. Capital One Platinum

Tier 2 Standard benefits cards, generally money back, turning classifications, X1, register benefit $100 to $200 no yearly charge E.g. Chase Liberty Flex, Discover It

Tier 3 Travel benefits cards, huge register bonus offers, hotel totally free nights, making points (transferrable, airline company of hotel) yearly charge $100 to $250
E.g. Amex Gold, Citi Preferred, Chase Sapphire Preferred

Tier 4 Premium charge card, airport lounge gain access to, credits for Uber, worldwide entry, typically made from metal, yearly cost $450 to $550
E.g. Amex Platinum, Chase Sapphire Reserve

Tier 5 Invite just cards, Amex Centurion, JP Morgan Reserve, Coutts Silk Card, Insignia Bespoke Credit Cards, Dubai First Royale. Advantages and charges differ significantly.

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