I have 9 Credit Cards and a $119,000 limitation – Here is Why


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The guidelines for having and utilizing charge card are quite easy:
1) Never ever cancel old charge card
2) Prevent charge card with yearly charges
3) Never ever miss out on a payment
4) Never ever rollover a balance
5) Never ever pay any interest (lose cash)
6) Do not fret about APR, just appreciate benefits
7) Never ever play the balance transfer video game
7) Do not do cash loan

These are the 9 charge card I have and why I have them. The very first 6 cards have no yearly charge and the last 3 do. I likewise have a present balance of NO on all of these cards. The limitations and rate of interest are simply for your info, however they in fact do not matter to me and must not to you either if you utilize charge card properly.

1) USAA Signature Benefits Visa (1314% APR & $20,000 limitation)
– This is my earliest card and I can never ever cancel it. I will utilize it when every 6 months to invest $20 simply to keep the credit limit active.

2) Military Star Card (1249% APR & $8,500 limitation)
– This is my 2nd earliest card and I do not wish to cancel it. I get 10% military base food court purchases and this is the only thing I utilize it for.

3) USAA Cashback Benefits Plus American Express (1415% APR & $20,000 limitation)
– This card gets me 5% money back on all filling station purchases and 5% money back on all base exchange purchases.

4) Uber Visa (1799% APR & $10,000 limitation)
– This card gets me 4% money back on all dining.

5) Chase Amazon Prime Visa (1649% APR & $8,100 limitation)
– This card gets me 5% money back on all Amazon purchases. Amazong prime subscription is $119 a year, however it deserves it for the complimentary shipping and extra services.

6) Citi Double Money (1874% APR & $6,000 limitation)
– This card gets me 2% money back on all purchases. I utilize this for paying costs like my cellular phone, web, and electrical energy expense.

7) Blue Money Preferred American Express (1999% APR & $1,000)
– This card gets me 6% money back on grocery stores and 6% back on streaming services.

8) Delta Skymiles Reserve American Express (1999% APR & $20,000)
– I registered for this card simply to get the signup perk and card advantages.

9) Chase Sapphire Reserve (2324% APR and $25,400)
– I registered for this card to get the signup reward and the card advantages. I will make a video quickly describing the advantages of this card.

Have A Look At Graham Stephan, The Credit Shifu, Ask Sebby to find out more about charge card.

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